Options for Less Than Perfect Credit

We Work With You and For You.

Almost everyone in Southern Illinois needs a car, but not everyone has great credit. At Pennington Ford, we work with you to find a lender that can help you.Buying a car with challenged credit shouldn't be difficult, and it shouldn't force you to find a special car dealer who might take advantage of your situation. We work with you to create a payment plan tailored to your budget. Our priority is helping you find a quality new or used vehicle, getting you financed at an affordable rate, with a service contract that will protect your investment and pocketbook.

Save Time.
Get Pre-Approved.

Get Pre-Approved using out convenient secure Online Credit Application.

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Affordable
Pre-Owned Vehicles

Shop quality pre-owned inventory priced under $10k.

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Questions? Get In Touch

We are here to help simplify this process. Contact our Finance Team to discuss your options.

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Why Choose Pennington Ford for Auto Financing in Southern Illinois?

At Pennington Ford, we understand the challenges of buying a car with less-than-perfect credit. Our team is dedicated to making the process as smooth and transparent as possible. We offer competitive rates and flexible terms to suit your budget and lifestyle.

Serving Southern Illinois and Surrounding Areas

Our dealership proudly serves customers from Southern Illinois and nearby locations such as Carbondale, Marion, and Mount Vernon. Whether you're from the bustling city of Belleville or the scenic town of Harrisburg, Pennington Ford is your go-to destination for all your automotive financing needs.

  1. Pennington Ford Centralia

    848 E Noleman Street
    Centralia, IL 62801

    • Sales: 618-532-4733
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Get in Touch

  • Contact our Sales Department at: 618-532-4733
  • Monday9am-5pm
  • Tuesday9am-5pm
  • Wednesday9am-5pm
  • Thursday9am-5pm
  • Friday9am-5pm
  • Saturday9am-4pm
  • Sunday9am-5pm